2025 Benefits Information
PRESENTATION
View the Open Enrollment presentation specifically designed for you and your family. The presentation includes all of the important need to know information regarding Open Enrollment and your benefits package.
BENEFITS GUIDE
Read the Benefit Guide booklet. This guide contains a breakdown of all the different benefits that are offered to you at work. Review a more detailed breakdown of the individual benefits.
ENROLL
Ready to enroll in your benefits? Click the button below to begin the process. Don’t forget to review your election very closely as you will not be able to make changes throughout the year.
VOLUNTARY BENEFITS
Voluntary Benefits under Unum have Guarantee Issue amounts. This means you can elect the plan or increase your benefit amount without providing Evidence of Insurability (EOI). This includes:
- Enrolling in Accident
- If currently enrolled in Voluntary Life, you can increase up to $500,000 without EOI
Evidence of Insurability will be required when:
- Electing voluntary coverage for dependents if they were previously eligible but did not enroll
- Enrolling in Voluntary Life, Critical Illness, Whole Life, and Individual STD if you have previously declined coverage
- Electing a Voluntary Life increase over $500,000
If you need help enrolling in voluntary benefits, call Oswald’s benefits counselor at 216-243-7520.
VIDEO EDUCATION
We have put together a library of videos that pertain to your benefits package. These videos contain general informative content to help you learn about each benefit and what you are enrolling in.
RESOURCE DOCUMENTS
Looking for more detail documentation regarding your benefits? We have compiled the most important documents that contains in depth information for you to review.
HR Communications – English
HR Communications – Español
HR Communications – English
MEDICARE
Are you eligible for Medicare? Personalized service is now available to you and your family members so you can choose the right Medicare coverage for your individual situation.
