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MEDICAL

MEDICAL

Myers offers three different health plans to meet the needs of you and your family.  Your health care needs are unique.  That’s why you have a choice of health plans that vary by premium, deductible and coinsurance so you can find the fit that is right for you.  All plans include:

  • Access to a network of providers that is one of the largest in the nation, BlueCross BlueShield.
  • Prescription drug coverage with a money saving mail service option.
  • Free preventive care, including annual checkups and immunizations.
  • Personalized health services and online tools to help you manage your health, health decisions and health care dollars.

HSA 2800

HOW THE PLAN WORKS

Preventive Care: The plan pays 100% for in-network preventive care.

Annual Deductible: You pay all non-preventive care costs, including prescription drugs, up to the annual deductible. The annual deductible is $2,800 for Individual and $5,600 for Family when you use in-network providers.

Preventative Prescription Medication: This plan covers some preventive medications at 100% (See list under resources).

Coinsurance: Once you have met the deductible, you will pay coinsurance for services received. When you use in-network providers, your coinsurance cost will be 10% for individual and family.

Out-of-Pocket Maximum: This is the most that you will have to pay for covered services in a plan year. The medical and prescription drug deductible, copayments and coinsurance all apply toward the out-of-pocket maximum. Once you meet the out-of-pocket maximum, then the plan pays 100% of your eligible expenses, including the cost of all office visits and prescription drugs, for the remainder of the year.

LiveHealth Online (LHO): This is Anthem’s telemedicine option. MDLive lets you get the care you need – including most prescriptions (when appropriate) – for a wide range of minor conditions. You can connect with a board certified provider via video chat or phone, when, where and how it works best for you. LHO has a copay of $59 for the HSA Plan. Download the LHO flyers in the Resource Box for additional information.

If you are enrolled in the HSA medical plan, you have access to the Health Savings Account (HSA) administered by BenefitWallet. An HSA is like a 401(k) plan but for healthcare. It is a tax-advantaged personal savings or investment account that individuals can use to save and pay for qualified healthcare expenses, now or in the future. For more information on how an HSA works, please see the Health Savings Account page

Covered Services Network Non-Network1
Deductible (Single/Family)
(combined network and non-network)
$2,800/5,600 $5,600/11,200
Out-of-Pocket Maximum (single/family)
Includes deductible and coinsurance
(combined network and non-network)
$4,500/9,000 $6,000/18,000
Lifetime Maximum
(combined network and non-network)
Unlimited Unlimited
Physician Office Visit/Specialist Office Visit 90% 60%
Immunizations – Well Baby, Well Child, Adult 100% 100%
Well Baby Care Preventive Care (baby/child/adult) 100% 100%
Colonoscopy & related services (regardless of diagnosis) 100% 100%
Outpatient Physical Medicine
Therapies Physical/Occupational Therapy
Speech Therapy (illness, injury, trauma, surgery)
Limited to 20 visits per calendar year
Ded+10% Ded+40%
Chiropractic Manipulations & Office Visits (age 12+) Ded+10% Ded+40%
Inpatient Facility Services/Skilled Nursing Facility Ded+10% Ded+40%
Outpatient Surgery Hospital/
Alternative Care Facility
Ded+10% Ded+40%
Other Outpatient Services Hospital/
Alternative Care Facility
Ded+10% Ded+40%
Inpatient & Outpatient Professional Charges Ded+10% Ded+40%
LiveHealth Online $59 copay N/A
Emergency Room Ded+10% Ded+10%
Urgent Care Ded+10% Ded+40%
Employee Payroll Contributions
  Full Wellness Rate
(if applicable both employee and spouse have completed wellness activities)
Partial Wellness Rate
(either Employee or Spouse have completed wellness activities)  
Non-Wellness Rate
  Weekly Bi-Weekly  Weekly  Bi-Weekly  Weekly  Bi-Weekly 
Employee $11 $22     $46 $92
Employee + Spouse $24.25 $48.50 $60.50 $121 $90.50 $181
Employee + Child(ren) $19.75 $39.50     $72 $144
Family $34 $68 $82 $164 $118 $236

Wellness rates for employees and spouses are earned separately.

For more information on the wellness credits please visit the Wellness Program page.

The HSA medical plan comes with a Health Savings Account. Myers will automatically contribute $500 for single coverage or $1,000 for family coverage. For more information on how a Health Savings Accounts works please visit, Health Savings Account – Myers Industries Benefits (mymyersbenefits.com) .

PPO 1500

HOW THE PLAN WORKS

Preventive Care: The plan pays 100% for in-network preventive care.

Annual Deductible: For non-preventive care there is an annual deductible that must be met. The annual deductible is $1,500 for Individual coverage and $3,000 for Family coverage when you use in-network providers.

Coinsurance: Once you have met the deductible, you will pay coinsurance for services received. When you use in-network providers, your coinsurance cost will be 20% for individual and family.

Out-of-Pocket Maximum: This is the most that you will have to pay for covered services in a plan year. The medical and prescription drug deductible, copayments and coinsurance all apply toward the out-of-pocket maximum. Once you meet the out-of-pocket maximum, then the plan pays 100% of your eligible expenses, including the cost of all office visits and prescription drugs, for the remainder of the year.

LiveHealth Online (LHO): This is Anthem’s telemedicine option. MDLive lets you get the care you need – including most prescriptions (when appropriate) – for a wide range of minor conditions. You can connect with a board certified provider via video chat or phone, when, where and how it works best for you. LHO has a copay of $10 for the PPO Plan. Download the LHO flyers in the Resource Box for additional information.

Covered Services Network Non-Network1
Deductible (Single/Family)
(combined network and non-network)
$1,500/3,000 $2,000/4,000
Out-of-Pocket Maximum (single/family)
Includes deductible and coinsurance
(combined network and non-network)
$5,500/11,000 $9,000/18,000
Lifetime Maximum (combined network and non-network) Unlimited Unlimited
Physician Office Visit $30 copay Ded+50%
Specialist Office Visit $50 copay Ded+50%
Immunizations – Well Baby, Well Child, Adult 100% 100%
Well Baby Care Preventive Care (baby/child/adult) 100% 100%
Colonoscopy & related services (regardless of diagnosis) 100% Ded+50%
Outpatient Physical Medicine
Therapies Physical/Occupational Therapy
Speech Therapy (illness, injury, trauma, surgery)
Limited to 20 visits per calendar year
Ded+20% Ded+50%
Chiropractic Manipulations & Office Visits (age 12+) $30 copay Ded+50%
Inpatient Facility Services/Skilled Nursing Facility Ded+20% Ded+50%
Outpatient Surgery Hospital/Alternative Care Facility Ded+20% Ded+50%
Other Outpatient Services Hospital/
Alternative Care Facility
Ded+20% Ded+50%
Inpatient & Outpatient Professional Charges Ded+20% Ded+50%
LiveHealth Online $10 copay N/A
Emergency Room (waive if admitted) $200 copay $200 copay
Urgent Care $50 copay Ded+20%
Employee Payroll Contributions
  Full Wellness Rate
(if applicable both employee and spouse have completed wellness activities)
Partial Wellness Rate
(either Employee or Spouse have completed wellness activities)
Non-Wellness Rate
  Weekly Bi-Weekly  Weekly  Bi-Weekly  Weekly  Bi-Weekly 
Employee $40 $80     $84 $168
Employee + Spouse $80 $160 $128 $256 $160 $320
Employee + Child(ren) $68 $136     $118 $236
Family $112 $224 $176 $352 $200 $400

Wellness rates for employees and spouses are earned separately.

For more information on the wellness credits please visit the Wellness Program page.

HSA 6000

HOW THE PLAN WORKS

Preventive Care: The plan pays 100% for in-network preventive care.

Annual Deductible: You pay all non-preventive care costs, including prescription drugs, up to the annual deductible. The annual deductible is $6,000 for Individual and $12,000 for Family when you use in-network providers.

Preventative Prescription Medication: This plan covers some preventive medications at 100% (See list under resources).

Coinsurance: Once you have met the deductible, you will pay coinsurance for services received. When you use in-network providers, your coinsurance cost will be 20% for individual and family.

Out-of-Pocket Maximum: This is the most that you will have to pay for covered services in a plan year. The medical and prescription drug deductible, copayments and coinsurance all apply toward the out-of-pocket maximum. Once you meet the out-of-pocket maximum, then the plan pays 100% of your eligible expenses, including the cost of all office visits and prescription drugs, for the remainder of the year.

LiveHealth Online (LHO): This is Anthem’s telemedicine option. MDLive lets you get the care you need – including most prescriptions (when appropriate) – for a wide range of minor conditions. You can connect with a board certified provider via video chat or phone, when, where and how it works best for you. LHO has a copay of $59 for the HSA Plan. Download the LHO flyers in the Resource Box for additional information.

If you are enrolled in the HSA medical plan, you have access to the Health Savings Account (HSA) administered by BenefitWallet. An HSA is like a 401(k) plan but for healthcare. It is a tax-advantaged personal savings or investment account that individuals can use to save and pay for qualified healthcare expenses, now or in the future. For more information on how an HSA works, please see the Health Savings Account page

Covered Services Network Non-Network1
Deductible (Single/Family)
(combined network and non-network)
$6,000/$12,000 $12,000/$24,000
Out-of-Pocket Maximum (single/family) Includes deductible and coinsurance (combined network and non-network) $7,000 / $14,000 $14,000/$28,000
Lifetime Maximum (combined network and non-network) Unlimited Unlimited
Physician Office Visit/Specialist Office Visit Ded+20% Ded+40%
Immunizations – Well Baby, Well Child, Adult 100% 100%
Well Baby Care Preventive Care (baby/child/adult) 100% 100%
Colonoscopy & related services (regardless of diagnosis) 100% 100%
Outpatient Physical Medicine
Therapies Physical/Occupational Therapy
Speech Therapy (illness, injury, trauma, surgery)
Limited to 20 visits per calendar year
Ded+20% Ded+40%
Chiropractic Manipulations & Office Visits (age 12+) Ded+20% Ded+40%
Inpatient Facility Services/Skilled Nursing Facility Ded+20% Ded+40%
Outpatient Surgery Hospital/Alternative Care Facility Ded+20% Ded+40%
Other Outpatient Services Hospital/
Alternative Care Facility
Ded+20% Ded+40%
Inpatient & Outpatient Professional Charges Ded+20% Ded+40%
LiveHealth Online Ded+20% N/A
Emergency Room Ded+20% Ded+40%
Urgent Care Ded+20% Ded+40%
Employee Payroll Contributions
  Full Wellness Rate
(if applicable both employee and spouse have completed wellness activities)
Partial Wellness Rate
(either Employee or Spouse have completed wellness activities)
Non-Wellness Rate
  Weekly Bi-Weekly  Weekly  Bi-Weekly  Weekly  Bi-Weekly 
Employee $8 $16     $33.50 $67
Employee + Spouse $20 $40 $48 $96 $68 $136
Employee + Child(ren) $16 $32     $52 $104
Family $30 $60 $64 $128 $85 $170

Wellness rates for employees and spouses are earned separately.

For more information on the wellness credits please visit the Wellness Program page.